Data Updated On July 16, 2024 from Bank Website.

Swiggy HDFC Bank Credit Card

Features

  • 10% Cashback on Swiggy application (Food ordering, Instamart, Dineout & Genie). For more details.
  • 5% Cashback on online spends across online MCCs. For list of eligible MCC.
  • 1% Cashback on other categories. For list of exclusions & capping.
  • Complimentary Swiggy One Membership for 3 months on card activation.
  • Cardholder is eligible for welcome benefit on card activation.
  • Card Activation is done by following one or more below mentioned ways:
  • - Making a transaction using the Credit Card.
    - To use the card via OTP or IVR, setting PIN for the card, and enabling card controls such as online transactions, enabling international transactions etc.
  • ​​​​​​​The customers need to claim 'Swiggy One' on Swiggy app post card activation to unlock the benefit. ​​ This option will be available on the Swiggy app within 2-3 days of card activation

Additional Features

  • Zero lost card liability: In the unfortunate event of losing your Swiggy HDFC Bank Credit Card, on reporting it immediately to our 24-hour call centre, you have zero liability on any fraudulent transactions made on your Credit Card.
  • Interest-Free Credit Period : Up to 50 days of interest-free period on your Swiggy HDFC Bank Credit Card from the date of purchase (subject to the submission of the charge by the Merchant)
  • Revolving Credit: Available at a nominal interest rate on your Swiggy HDFC Bank Credit Card. Please refer to Fees and Charges section to know more.

Welcome Benefit

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  • Get complimentary Swiggy one Membership for 3 months as welcome benefit.
  • Swiggy One Membership is a premium subscription program for Swiggy users. A single membership that offers unlimited benefits across restaurants, Instamart and Genie orders on Swiggy including free delivery and exclusive discounts from select restaurants. To get this membership, activate your Swiggy HDFC Bank Credit Card.
  • Cardholder can activate the card by following one or more below mentioned ways in order to enjoy the welcome benefit:
  • -Making a transaction using the Credit Card,
    -To use the card via OTP or IVR, setting PIN for the card, and enabling card controls such as online transactions, enabling international transactions etc.

Renewal Offer

  • Exclusions for Spends of Rs. 2,00,000 and above for eligibility of renewal year fee waiver are as follows:
  • -Cash on Call
    -Balance Transfer
    -Cash Withdrawal

Contactless Payment

  • Your Swiggy HDFC Bank Credit Card is enabled for contactless payments, facilitating fast, convenient, and secure payments at retail outlets.
  • Please note that in India, payment through contactless mode is allowed for a maximum of ₹5000 for a single transaction where you are not asked to input your Credit Card PIN. However, if the amount is higher than or equal to ₹5000, the Card holder has to enter the Credit Card PIN for security reasons.

Smart EMI Facility

  • Convert large purchases on your Swiggy HDFC Bank Credit Card into Smart EMI and enjoy stress-free repayments.
  • Balance Transfer on EMI - *1% of Loan Amount, Minimum Rs250 (exclusive of GST).

Mastercard Golf Benefits

  • Access to golf courses worldwide and 12 free lessons per year.
  • 4 complimentary rounds of green fees per calendar yea.
  • Discounted golf services at 50% of the green fee beyond complimentary sessions.

Eligibility Criteria To Apply for Credit Card

For Salaried Indian national

  • Age: Min 21 years & Max 60 Years.
  • Net Monthly Income > Rs.15,000.

For Self Employed Indian national

  • Age: Min 21 years & Max 65 Years.
  • ITR > Rs 6 Lakhs per annum.

Fees & Charges

  • Joining Fee / Renewal Membership Fee – ₹500 /- + Applicable Charges.
  • Spend ₹2,00,000 or more in a year, before your Credit Card renewal date and get your renewal fee waived off .
  • Exclusions for Spends of Rs. 2,00,000 and above for eligibility of renewal year fee waiver are as follows:
  • Cash on Call | Balance Transfer | Cash Withdrawal
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